Author Details: Tom McIntosh

Banking on a return

As a result of the financial crisis, the UK banking system is now highly dependent on the ordinary taxpayer. Not only does the state own a large proportion of two UK banks, Lloyds and Royal Bank of Scotland (RBS), but the Bank of England is keeping interest rates low until the economy recovers, so savers and […]

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Getting a real deal

‘‘Ninety per cent of all millionaires become so through owning real estate” – Andrew Carnegie, steel magnate and philanthropist and one of the richest men in history (1919). Coming from a man who made Croesus look cheap, these words suggest that an investment in commercial property should be a key part of any portfolio. But […]

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Are you sold on gold?

Is gold still a worthwhile investment, or is its shine wearing off? Our amateur investor Tom McIntosh reports Gold has its own special allure. Brides, Bond villains and Olympic hopefuls all covet it. Spandau Ballet rhapsodised about it. Gordon Brown was less fond of it, but investors have remained steadfastly loyal. It is the metal […]

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