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Queen delivers good news for future of state pension

Age UK has welcomed the changes to the state pension outlined in the Queen’s Speech earlier this month.

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Planning pays off

Make sure you plan for retirement properly and well in advance – otherwise you risk losing out Only 36 per cent of employers provided pre-retirement planning help for employees, despite the fact that 70 per cent of recipients said it was useful, insurance company Aviva’s Real Retirement report found. The most popular forms of support […]

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Diamond’s jewel purpose

With interest rates staying at rock bottom, could diamonds be an investor’s best friend? Diamonds are a limited resource. Easily stored – and beautiful – this most precious of gems is more sought after than ever before, with demand being driven by the newly-rich in China and India. Returns on five-carat diamonds rose by 165 […]

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Money talks

Our round-up of the latest news in finance Home security Two thirds of people would consider using equity in their homes as a source of income in later life, according to research by The Equity Release Council. “Over half of today’s 55-64 year olds believe that their property will play some part in their retirement […]

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Eat’s new Cubano toastie

In for the fill

Whether it’s a familiar favourite or a taste of the exotic, sandwich fillings can help fill the gaps left as we tighten our belts in austerity. By Stephanie Sparrow In harsh economic times, the versatility of the sandwich comes into its own. Its contents can be comforting, according to Neil Brownbill, marketing director for food firm […]

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Banking on a return

As a result of the financial crisis, the UK banking system is now highly dependent on the ordinary taxpayer. Not only does the state own a large proportion of two UK banks, Lloyds and Royal Bank of Scotland (RBS), but the Bank of England is keeping interest rates low until the economy recovers, so savers and […]

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Money talks

Our round-up of the latest news in finance All change Fed up with trying coin after coin in slot machines and parking meters? New 5p and 10p coins come into circulation this year, but these are made of steel rather than cupronickel, as the current coins are. The steel coins are 0.2mm thicker so many […]

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Feathering their nests

This spring we’ve all seen adult birds flying themselves ragged with non-stop feeding of the fledglings in the nest. That thought brings to mind today’s young parents, struggling to cope with the continuous financial demands of their children. Enter grandparents with assistance ranging from informal childcare to structured investment and savings schemes designed specifically for children. If […]

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Back to the drawing board, George

A slap in the face is what Chancellor George Osborne has given some five million pensioners in general and this column in particular. Last month I urged him to look hard at age allowances and see how they could be improved for our generation. Well, the answer came loud and clear in last month’s Budget. […]

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Prepare for the known

It happens to us all eventually and even death comes with a big bill these days. But there are ways to cover it – and ways to choose the funeral you want, where you want The average funeral now costs just under £3,100, up 61 per cent in less than eight years, according to the […]

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